🇬🇧 UK Income Tax & Take‑Home Pay Calculator 2025‑2026

UK & Scottish Income Tax rates · Personal Allowance taper · Annual, Monthly & Weekly views

⚠️ Important note: This calculator simulates UK Income Tax for the 2025‑2026 tax year (6 April 2025 – 5 April 2026). Estimate only, not official HMRC calculation.
📑 Reference 2025‑2026:
  • LAW Personal Allowance: £12,570 (taper from £100,000, zero at £125,140)
  • LAW UK rates: 20% / 40% / 45%
  • 🏴 Scottish 2025-26: 19% / 20% / 21% / 42% / 45% / 48% (6 bands)
  • LAW Excludes NI, Student Loan, Pension — Income Tax only

Input Parameters

£
Example: 45,000/year ≈ 3,750/month ≈ 865/week
Scottish Income Tax rates differ significantly from the rest of the UK.

Tax Breakdown

Visual breakdown

⚠️ Estimate only. Excludes National Insurance, Student Loan, Pension contributions. For official figures refer to HMRC.